Coverage in case of theft

With Gothaer you will not experience coverage refusals in theft cases, like described by a charter fleet owner below.
 

A charter company owner told me about the following case of theft and the losses he suffered:
 

In winter, during the low charter season, some engines were stolen from his boats, which were moored in the marina. The insurance company, however, refused to pay for this damage for the reason that the boats were not monitored 24 h a day.
 

This is only one example of numerous theft cases that may occur. Instead of the clients can rely on the coverage of their boat insurance in each of these cases, Gothaer created a special questionnaire to evaluate the damage risk of each boat before contracting our policy. Thus, we are able to find an appropriate insurance policy for each boat owner, making him feel confident in his insurance company.
 

The relevant issues for evaluating the concrete theft risk for each boat are:

- Location of the marina
- Public access to the marina
- Protective measures (including fence, guards, video-monitoring, security services)
- Safety measures concerning the seaside
- Period and location of winter storage
- Special anti-theft preventive measures on the boat (including chains, guardsystem, safety lock etc.)
 

If there are lacks in one of the mentioned issues, we will offer you a higher risk policy, so you can rely on us in any case.
 

Once contracted our policy, just relax and feel confident in your insurance coverage!